Fund-Now provides revenue-based business funding from $10,000 to $5,000,000. Approvals are based on your business's cash flow — not just your credit score. No collateral. No lengthy bank process.
No piles of paperwork, no waiting weeks for a bank committee. Just a fast, straightforward process built for business owners.
Complete our one-page application and submit your last 3–4 months of business bank statements. Applying uses a soft credit pull and won't hurt your credit.
Our team reviews your revenue — not just your credit score — and presents your approval amount, terms, and cost in plain English. Decisions typically same day.
Accept your offer and funds are wired directly to your business bank account — in as little as 24 hours from approval.
An advance against your future receivables, remitted as a fixed percentage of daily or weekly sales. Ideal when revenue is strong but credit or collateral is limited.
Fixed daily or weekly payments over a set term, sized to your monthly deposits. Predictable cost, fast turnaround, and renewals as you grow.
Already have an advance? We fund qualified second positions and can structure consolidations that clean up stacked payments into one manageable remittance.
We look at the health of your business — deposits, cash flow, and consistency — not just a credit score. Most applicants who meet these basics receive an offer.
Check My OptionsTakes about 2 minutes. Applying will not affect your credit score.
Send us your paper — from A-paper down to tough files and second positions. Fast underwriting, transparent offers, and commissions paid on funding.
Earn on every funded deal with transparent splits and no clawback surprises. Commissions paid out when the deal funds — not weeks later.
Same-day underwriting on complete submissions. Offers back in hours so your merchant funds with you — not the shop that answered first.
A real relationship manager, clear submission guidelines, white-label friendly, and status updates at every stage. Your merchant stays your merchant.
No. A merchant cash advance is not a loan — it's a purchase of a portion of your business's future receivables at a discount. There's no APR or fixed maturity like a traditional loan; instead, you remit an agreed portion of future revenue until the purchased amount is delivered. We'll always show you the total cost in plain English before you sign anything.
No. The application uses a soft credit inquiry, which doesn't affect your score. We qualify you primarily on your business's revenue and bank activity.
Just the one-page application and your last 3–4 months of business bank statements. Larger requests may require additional documentation, and we'll tell you exactly what's needed up front.
Complete submissions are typically underwritten the same day, and once you accept an offer, funds are wired in as little as 24 hours. Most deals fund within 1–3 business days from application.
Very possibly. We consider all credit profiles and fund qualified second positions. What matters most is consistent revenue and healthy bank activity. The best way to know is to apply — it's free and won't affect your credit.
Most industries qualify — construction, trucking, restaurants, retail, medical, e-commerce, professional services, and hundreds more. A small number of industries are restricted; contact us if you're unsure about yours.
2-minute application. Soft credit pull. Real offers, fast.
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